About Us

Bayport Credit Union

We are proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution! Not currently a member of the credit union? Don't put your dream on hold. Apply now, but note that you will need to become a credit union member—another choice that will pay you back for a lifetime—before we can fund your loan.


What is a credit union?

Credit unions are not-for-profit organizations that exist to serve their members rather than maximize corporate profits. Like banks, credit unions provide a variety of financial services, but as member-owned cooperatives, they focus on providing a safe place to save and borrow at reasonable rates while returning income to their members in the form of dividends.


Why choose a credit union?

Credit unions operate to serve their members and communities. One way they do that is by promoting thrift and offering competitive rates with a focus on the best interest of the borrower - in this case students. When you choose your credit union to pay for college, you'll benefit from great rates, low fees, convenient repayment terms, and most importantly, a life-long relationships with a lender you can trust.


Who is eligible for credit union membership?

It's easy to join Bayport Credit Union! Just visit the Bayport Credit Union website to learn more about our credit union membership and to open your account.

Not familiar with credit unions? Credit unions are not-for-profit financial cooperatives. We offer many of the same products and services as banks - including savings and checking accounts, loans, ATMs and online banking - but there are also key differences that can save you money. Credit unions are owned and controlled by our members, not profit-driven shareholders. That means the average credit union can offer better rates and lower fees than many other financial institutions!


Who is Credit Union Student Choice?

A group of leading credit unions saw a need in the marketplace for a better private student loan - one that was actually in the student’s best interest and honored the credit union philosophy of putting members first. That common ground gave rise to Credit Union Student Choice – a company that serves credit unions so they can offer fair-value student lending solutions and straight-forward advice to students and members. By working together, credit unions across the country are providing students and families with:

  • Straightforward terms
  • Lower rates
  • No origination fees
  • Flexible repayment options